Temporal Consulting | Privacy Policy

Privacy Policy

Effective Date: 5/15/2025

I. Introduction and Our Commitment to Privacy

Temporal Consulting LLC ("Temporal Consulting," "we," "us," or "our"), a Wyoming Limited Liability Company, is committed to protecting the privacy and security of your personal information. This Privacy Policy ("Policy") describes how we collect, use, process, share, and protect Personal Data obtained through the Temporalconsulting.ai website and its subdomains (collectively, the "Site"). This Policy also applies to Personal Data we collect in the course of our business activities, including from prospective and current clients, partners, and contractors, whether online or offline.

For the purposes of this Policy, "Personal Data" (or "Personal Information") means any information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular individual or household.

This Policy should be read in conjunction with our Terms of Use, which are accessible at.

For Personal Data collected through our Site and for our direct business operations (e.g., marketing, contractor management), Temporal Consulting acts as the "Data Controller." When we process Personal Data on behalf of our clients as part of providing our custom software solutions (e.g., processing a client's customer data within a system we build for them), we typically act as a "Data Processor." In such cases, the processing of that Personal Data is governed by the terms of a specific Data Processing Addendum (DPA) or similar agreement with our client, and the client's privacy policy will apply to that data. This Policy primarily addresses our activities as a Data Controller.

II. Information We Collect

We collect Personal Data from various sources to provide and improve our services, manage our business operations, and communicate with you. The types of Personal Data we may collect include:

A. Information You Provide Directly to Us:

Contact and Professional Information: When you fill out forms on our Site (e.g., contact forms, newsletter subscriptions, requests for information), communicate with us via email or other channels, or inquire about our services, we may collect your name, email address, phone number, company name, job title, and any other information you choose to provide.
Contractor and Recruitment Information: If you apply or inquire about contracting opportunities with Temporal Consulting, we may collect your resume/CV, employment history, educational background, skills, contact details, and other information relevant to evaluating your suitability. This may be subject to a more specific privacy notice provided during the application process.
Client and Prospective Client Information: Information provided by clients or prospective clients related to service inquiries, project discussions, proposals, and ongoing project management. This may include business contact details of client personnel and requirements for projects.

B. Information Collected Automatically (Usage Data):

When you visit or interact with our Site, we may automatically collect certain information about your device and your use of our Site:

Log Data: This may include your Internet Protocol (IP) address, browser type and version, operating system, referring URLs, pages viewed, links clicked, time spent on pages, access times and dates, and other statistics.
Cookies and Similar Tracking Technologies: We use cookies and similar technologies (e.g., web beacons, pixels) to collect information about your browsing activities and preferences. For more detailed information, please see Section X, "Cookie Policy," below.

C. Information from Third Parties:

We may obtain Personal Data from third-party sources, including:

Publicly Available Sources: We may collect information from publicly available sources such as professional networking sites (e.g., LinkedIn) or company websites for business development, client relationship management, or contractor vetting purposes.
Our Clients: We may receive Personal Data from our clients as necessary for providing our services. For example, clients may provide contact details of their employees for project communication and management. As noted earlier, when we process such data on behalf of our clients, we act as a Data Processor, and this processing is governed by our agreement with the client.
Service Providers: We may receive information from third-party service providers who assist us with our business operations.

D. Sensitive Personal Data:

Temporal Consulting does not intentionally collect or solicit "Sensitive Personal Data" (such as information about race or ethnicity, political opinions, religious or philosophical beliefs, trade union membership, health data, genetic or biometric data, or sexual orientation) through our public Site. We request that you do not provide such information to us through general Site contact forms or emails.

If the provision of our services to a client (e.g., "mortgage loan modernization") requires the processing of data that may be considered sensitive or falls into special categories under applicable law, such processing will be strictly governed by the terms of our agreement with that client (including a DPA) and subject to appropriate security measures and legal safeguards. In such scenarios, Temporal Consulting will be acting as a Data Processor based on the client's instructions.

III. How We Use Your Information

We use the Personal Data we collect for the following purposes:

To Provide and Manage Our Services:

To deliver our end-to-end custom software, data, AI, and cloud solutions and consulting services to our clients.
To manage client projects, including communication, planning, execution, and support.
To fulfill our contractual obligations to our clients.

To Respond to Inquiries and Requests:

To respond to your questions, comments, or requests for information about our services.
To provide you with proposals, quotes, or other information you have requested.

For Business Operations:

For invoicing, payment processing, and account management.
To manage our relationships with contractors, including onboarding, communication, and payment.

To Improve Our Site and Services:

To analyze how our Site is accessed and used, to monitor its performance, and to improve its design, functionality, and content.
To conduct research and analysis to enhance our service offerings and develop new solutions.

For Marketing and Communications (with your consent where required by law):

To send you newsletters, articles, industry insights, and updates about Temporal Consulting's services, events, or other information that we believe may be of interest to you. You can opt-out of receiving marketing communications at any time (see Section IX, "Your Privacy Rights"). Marketing communications to professionals in the financial sector will be conducted with a high degree of professionalism and relevance.

For Recruitment and Contractor Engagement:

To evaluate the qualifications of potential contractors and manage the engagement process.
To communicate with applicants and contractors regarding opportunities and ongoing engagements.

To Comply with Legal and Regulatory Obligations:

To comply with applicable laws, regulations, court orders, or other legal processes.
For purposes such as tax reporting, corporate governance, and responding to lawful requests from public authorities.

To Protect Our Rights and Prevent Misuse:

To enforce our Terms of Use and other agreements.
To prevent, detect, and investigate fraud, security incidents, or other potentially prohibited or illegal activities.
To protect the rights, property, or safety of Temporal Consulting, our clients, our contractors, or others.

When Temporal Consulting processes Personal Data provided by a financial client for a specific project (e.g., customer mortgage data, trading analytics data), the use of that data is strictly limited to the purposes defined in the client agreement (MSA/DPA). Such client-provided data is not used for Temporal Consulting's own marketing, business development, or any other unrelated business purposes.

IV. Legal Basis for Processing Your Information

We process your Personal Data only when we have a valid legal basis to do so under applicable data protection laws. The legal bases we typically rely on include:

Consent: We may process your Personal Data if you have given us your explicit consent for one or more specific purposes. For example, we may rely on consent for sending certain marketing communications or for placing non-essential cookies on your device. You have the right to withdraw your consent at any time.
Contractual Necessity: We may process your Personal Data when it is necessary for the performance of a contract to which you are a party, or to take steps at your request before entering into such a contract. This includes processing client information to deliver our agreed-upon services or processing contractor information to manage their engagement.
Legal Obligation: We may process your Personal Data when it is necessary for compliance with a legal or regulatory obligation to which Temporal Consulting is subject, such as tax laws, accounting requirements, or lawful requests from authorities.
Legitimate Interests: We may process your Personal Data when it is necessary for our legitimate interests (or those of a third party), provided that such interests are not overridden by your fundamental rights and freedoms. Our legitimate interests may include:

Providing, maintaining, and improving our Site and services.
Managing our business operations, including client and contractor relationships.
Conducting direct marketing to business contacts about relevant services (subject to your right to object or opt-out).
Ensuring the security of our Site, systems, and information.
Preventing fraud and enforcing our legal rights.

When relying on legitimate interests, particularly for activities like marketing, we conduct a balancing test to ensure that our interests do not unduly impact your rights. This is particularly important when communicating with professionals in the financial sector, where unsolicited or irrelevant contact may not be well-received.

V. Data Sharing and Disclosure

Temporal Consulting does not sell your Personal Data in the common understanding of the term "sell." We may share or disclose your Personal Data in the following circumstances and with the following categories of recipients:

Service Providers: We may share Personal Data with trusted third-party vendors, consultants, and other service providers who perform services on our behalf or help us operate our business (e.g., website hosting, data analytics, payment processing, CRM systems, cloud storage, email services, recruitment platforms). These service providers are contractually bound to protect the confidentiality and security of Personal Data and are restricted from using it for any purpose other than providing services to us or as otherwise required by law.
Contractors: To facilitate the delivery of our custom software solutions and other services, Personal Data (such as project-related information, client contact details necessary for their work, or their own HR-related data) may be shared with our contractors located globally, in whichever country our talent is based. Such sharing is essential for our operational model. We implement contractual safeguards, such as Data Processing Addenda (DPAs) incorporating Standard Contractual Clauses where applicable, with our contractors to ensure that Personal Data is protected and processed in accordance with applicable data protection laws and our instructions. Transparency with our financial clients regarding the use of international contractors and the safeguards in place is a priority for maintaining trust and complying with their vendor management requirements.
Clients: We may share information with our clients as necessary for the provision of our services. This may include project progress reports, details of team members assigned to their project (with appropriate controls), and other communications relevant to the engagement. Personal Data processed by us on behalf of a client (as a Data Processor) is shared and disclosed strictly in accordance with the terms of our agreement with that client.
Legal and Regulatory Requirements: We may disclose your Personal Data if we are required to do so by law, subpoena, court order, or other legal process, or if we have a good faith belief that such disclosure is reasonably necessary to:

Comply with a legal obligation.
Protect and defend the rights or property of Temporal Consulting.
Prevent or investigate possible wrongdoing in connection with our services or Site.
Protect the personal safety of users of our services, our Site, or the public.
Respond to lawful requests from public authorities, including to meet national security or law enforcement requirements.

Business Transfers: In the event of a proposed or actual merger, acquisition, financing, reorganization, bankruptcy, receivership, sale of company assets, or transition of service to another provider, your Personal Data may be disclosed or transferred as part of the transaction to the relevant third parties, subject to confidentiality arrangements and, where required by law, notice to you and/or your consent.
Aggregated or De-identified Data: We may share aggregated or de-identified information, which cannot reasonably be used to identify you, with third parties for various purposes, including research, analytics, industry reporting, or improving our services.
With Your Consent: We may share your Personal Data with other third parties when we have your explicit consent to do so.

We take care to ensure that any third parties with whom we share Personal Data are contractually obligated to provide at least the same level of data protection as set forth in this Policy.

VI. International Data Transfers

As a company with a global operational model your Personal Data may be transferred to, stored in, and processed in countries other than your country of residence or the country from which you access our Site. These countries may have data protection laws that are different from, and potentially less protective than, the laws of your own country.

Temporal Consulting is committed to ensuring that your Personal Data is protected regardless of where it is processed. When we transfer Personal Data across borders, we implement appropriate safeguards in accordance with applicable data protection laws. These safeguards may (but are not guaranteed to) include:

Transferring Personal Data to countries that have been deemed to provide an adequate level of data protection by relevant authorities (e.g., an adequacy decision by the European Commission).
Implementing Standard Contractual Clauses (SCCs) approved by the European Commission (or equivalent clauses for other jurisdictions like the UK or Switzerland) for transfers of Personal Data from the European Economic Area (EEA), UK, or Switzerland to countries that do not have an adequacy decision. These SCCs are incorporated into our agreements with service providers and international contractors as necessary.
Ensuring that our service providers and international contractors are bound by contractual obligations to protect Personal Data and adhere to recognized data protection standards.
Relying on other legal mechanisms permitted by applicable law for international data transfers.

The complex web of data flows involving our US-based LLC, international contractors, and potentially international clients necessitates a robust approach to international data transfers. Financial clients, in particular, may have stringent requirements regarding data localization or cross-border transfers, and we are prepared to discuss and implement appropriate measures to meet these requirements and ensure compliance.

By using our Site or providing us with your Personal Data, you acknowledge that your Personal Data may be transferred to and processed in countries outside of your country of residence, including the United States.

VII. Data Security

Temporal Consulting takes the security of your Personal Data seriously. We implement and maintain reasonable administrative, technical, and physical security measures designed to protect the Personal Data we collect and process from accidental or unlawful destruction, loss, alteration, unauthorized access, disclosure, or misuse. These measures may (but are not guaranteed to) include:

Technical Safeguards: Use of encryption for data in transit and at rest where appropriate, firewalls, intrusion detection and prevention systems, and secure server configurations.
Administrative Safeguards: Access controls to limit access to Personal Data to authorized personnel on a need-to-know basis, data protection policies and procedures, and regular staff training on data security and privacy.
Physical Safeguards: Secure office premises and controls over physical access to IT infrastructure.

While we strive to use commercially acceptable means to protect your Personal Data, it is important to acknowledge that no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.

Security for Client Project Data:

For Personal Data processed by Temporal Consulting on behalf of our clients (particularly sensitive data within the financial sector, such as in "mortgage loan modernization" or "SWIFT replacement" projects), specific and often more stringent security measures will be implemented. These measures are detailed in our client agreements (including MSAs and DPAs) and are designed to align with industry best practices, client-specific requirements, and applicable regulatory standards. The security of our public Site (Temporalconsulting.ai) and general business data is managed robustly, but the protocols for client project environments are typically subject to heightened controls and client oversight. Our international contractors who may access client data are contractually bound to adhere to these security standards.

VIII. Data Retention

Temporal Consulting will retain your Personal Data only for as long as it is necessary to fulfill the purposes for which it was collected, as outlined in this Policy, or for as long as required to satisfy any legal, accounting, regulatory, or reporting requirements, or to resolve disputes.

The criteria used to determine our retention periods include:

The nature and sensitivity of the Personal Data.
The purposes for which we process the Personal Data and whether we can achieve those purposes through other means.
The length of time we have an ongoing relationship with you (e.g., as a client, contractor, or active Site user).
Applicable legal, contractual, or similar obligations to retain the data (e.g., statutes of limitation, litigation holds, or regulatory record-keeping requirements). For example, we may retain a limited scope of Personal Data to prove compliance with applicable laws even after the primary purpose has been fulfilled.
Business needs and operational requirements.

For example:

Website log data may be retained for a shorter period (e.g., 6-12 months) for security and analytics purposes.
Contact information from inquiries may be retained for as long as the inquiry is active and for a reasonable period thereafter for follow-up or relationship management.
Contractor records will be retained for the duration of the engagement and for a period thereafter as required by law or for legitimate business purposes.
Marketing contact information will be retained until you opt-out or withdraw consent, or for a defined period of inactivity (e.g., 5 years as per some industry practices), after which it may be deleted or anonymized.

For Personal Data processed by Temporal Consulting on behalf of our clients (as a Data Processor), the retention of such data will be governed by the terms of our agreement with the client, who, as the Data Controller, determines the applicable retention policies.

Upon expiration of the applicable retention period, we will securely delete or anonymize your Personal Data in accordance with applicable laws and our internal policies.

IX. Your Privacy Rights

Depending on your jurisdiction of residence and applicable data protection laws (such as the GDPR in Europe, CCPA in California, etc.), you may have certain rights regarding your Personal Data. Temporal Consulting is committed to respecting these rights. These may include:

Right to Access: The right to request confirmation as to whether we process your Personal Data and, if so, to access a copy of that data and certain information about how we process it.
Right to Rectification (Correction): The right to request that we correct any inaccurate or incomplete Personal Data we hold about you.
Right to Erasure (Deletion or "Right to be Forgotten"): The right to request that we delete your Personal Data under certain circumstances (e.g., if the data is no longer necessary for the purposes for which it was collected, or if you withdraw consent and there is no other legal ground for processing).
Right to Restrict Processing: The right to request that we restrict the processing of your Personal Data under certain circumstances (e.g., if you contest the accuracy of the data, or if the processing is unlawful but you oppose erasure).
Right to Data Portability: The right to receive your Personal Data that you have provided to us in a structured, commonly used, and machine-readable format, and the right to transmit that data to another controller without hindrance from us, where the processing is based on consent or contract and is carried out by automated means.
Right to Object to Processing: The right to object to the processing of your Personal Data under certain circumstances, particularly where we are processing your data based on legitimate interests or for direct marketing purposes.
Right to Withdraw Consent: Where our processing of your Personal Data is based on your consent, you have the right to withdraw that consent at any time. Withdrawing consent will not affect the lawfulness of processing based on consent before its withdrawal.
Right Not to Be Subject to Automated Decision-Making: The right not to be subject to a decision based solely on automated processing, including profiling, which produces legal effects concerning you or similarly significantly affects you (we will inform you if we engage in such processing).
Right to Lodge a Complaint: The right to lodge a complaint with a competent data protection supervisory authority if you believe that our processing of your Personal Data infringes applicable data protection laws.

Exercising Your Rights:

To exercise any of these rights, or if you have any questions about your rights, please contact us using the details provided in Section XIII, "Contact Us." We will respond to your request in accordance with applicable data protection laws. We may need to verify your identity before processing your request, which may involve asking you to provide information to confirm your identity.

Temporal Consulting is prepared to manage data subject requests efficiently and in compliance with legal deadlines. This requires not only policy statements but also operational readiness to locate, modify, delete, and provide data as requested.

Specific Information for California Residents:

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA) / California Privacy Rights Act (CPRA), such as the right to know about Personal Data collected, disclosed, or sold/shared; the right to opt-out of the sale or sharing of your Personal Data; and the right to non-discrimination for exercising your CCPA rights.14 Temporal Consulting does not "sell" Personal Data as traditionally defined, nor do we "share" it for cross-context behavioral advertising as defined by CCPA/CPRA. For more information or to exercise your California-specific rights, please contact us.

X. Cookie Policy

Our Site uses cookies and similar tracking technologies (such as web beacons and pixels) to enhance your user experience, analyze Site traffic and performance, ensure Site functionality, and for other purposes described in this section.

What are Cookies?

Cookies are small text files that are stored on your computer or mobile device when you visit a website. They allow the website to remember your actions and preferences (such as login, language, font size, and other display preferences) over a period, so you don’t have to keep re-entering them whenever you come back to the site or browse from one page to another.

How We Use Cookies:

We may use the following types of cookies:

Strictly Necessary Cookies: These cookies are essential for the operation of our Site and enable you to navigate and use its features. Without these cookies, services you have asked for cannot be provided.
Performance/Analytics Cookies: These cookies collect information about how visitors use our Site, such as which pages are visited most often, how users navigate the Site, and if they receive error messages from web pages. This information is used to improve how our Site works and to understand user engagement. We may use third-party analytics tools (e.g., Google Analytics) that use cookies to collect this information. Data collected by these cookies is typically aggregated and anonymized, but if it can identify individuals (even via IP address), it is treated as Personal Data.
Functionality Cookies: These cookies allow our Site to remember choices you make (such as your user name, language, or the region you are in) and provide enhanced, more personal features.
Targeting/Advertising Cookies: Our B2B Site generally does not use targeting or advertising cookies for third-party advertising. If we use any cookies for our own marketing analytics or retargeting purposes, this will be clearly disclosed, and consent obtained where required.

Managing Your Cookie Preferences:

Most web browsers allow you to control cookies through their settings preferences. You can set your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site effectively.

Upon your first visit to our Site (and periodically thereafter), you may be presented with a cookie consent banner or tool that allows you to manage your preferences for non-essential cookies. Cookie consent (opt-in in the EU/UK and some other jurisdictions, often opt-out or implied in others, though this is evolving) is a significant compliance consideration.

For more detailed information about the specific cookies we use, their purposes, and how you can manage your preferences, please refer to our separate.

XI. Children's Privacy

Our Site and services are not intended for or directed at children. We define "children" as individuals under the age of 18, or a lower age if stipulated by applicable local law (e.g., under 13 in the United States for COPPA, under 16 in the EEA for certain GDPR contexts).

Temporal Consulting does not knowingly collect Personal Data from children. If we become aware that we have inadvertently collected Personal Data from a child without verification of parental consent (where required), we will take steps to delete that information from our servers as soon as practicable.

If you are a parent or guardian and believe that your child has provided us with Personal Data, please contact us using the details in Section XIII, "Contact Us."

Given that Temporal Consulting is a B2B service provider, it is highly unlikely that children would be the target audience or users of the Site. This clause serves as a standard compliance measure.

XII. Changes to This Privacy Policy

Temporal Consulting reserves the right to update or modify this Privacy Policy at any time to reflect changes in our data practices, service offerings, business operations, or for legal, regulatory, or operational reasons.

When we make changes to this Policy, we will post the updated Policy on our Site and revise the "Effective Date" at the top of this Policy. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting the Personal Data we collect. Your continued use of our Site or services after any changes or revisions to this Privacy Policy shall indicate your agreement with the terms of such revised Policy.

For material changes to this Privacy Policy (e.g., changes that significantly alter our data processing practices, such as new uses of Personal Data or significant changes to sharing practices), we may provide more prominent notice, such as by posting a notification on our Site or, if we have your email address, by sending you an email notification. This proactive approach, while not always legally mandated, helps to maintain transparency and user trust.

XIII. Contact Us

If you have any questions, concerns, or comments about this Privacy Policy, our data practices, or if you wish to exercise your privacy rights, please contact us:

Temporal Consulting LLC

Attn: Privacy Office

Email: info@temporalconsulting.ai

Please ensure your inquiries are clearly marked for the attention of the Privacy Office to facilitate a timely response. We are committed to working with you to obtain a fair resolution of any complaint or concern about privacy.

Making it easy for users to raise privacy concerns is crucial for compliance and trust. Temporal Consulting will ensure these contact channels are monitored and responded to in accordance with applicable legal timelines and requirements. While a small Wyoming LLC may not be legally required to appoint a formal Data Protection Officer (DPO) under GDPR unless specific processing criteria are met, having a designated internal point person or office for privacy ensures accountability and effective management of privacy matters.